You know the industry’s hurting when even Ducati rolls out super-low financing offers. Right now you can get certain naked models at a 2.99% APR for 60 months until the end of March 2010. Generally speaking I don’t recommend Ducatis as a first bike; there are many reasons to buy a cheaper used bike as a first ride. But for the headstrong among you with the “new or nothing” mentality, there are worse first bikes than the Monster 696, which is included in this deal. Smokin’ link below.